Let’s talk about a strategy that can help high earners maximize tax-free retirement growth: the Backdoor Roth IRA. Even if your income prevents direct Roth IRA contributions, this approach lets you take advantage of Roth IRA benefits. In this article, we discuss how it works, who qualifies, and what to watch out for. Executive Summary Roth IRAs allow tax-free growth and withdrawals in retirement, with no required minimum distributions (RMDs). High earners may be ineligible to
